Understanding the 21+3 Side Bet: How to Play and Win in Blackjack

If you’ve ever found yourself at a blackjack table, you may have heard the term “21+3.” But what exactly does it mean? It’s a side bet that’s gaining popularity in casinos worldwide. This article will delve into the intricacies of 21+3 in blackjack, giving you the knowledge you need to up your game.

The 21+3 bet combines the thrill of poker with the fast-paced action of blackjack. It’s a wager on the first two cards dealt to the player and the dealer’s face-up card forming a specific combination. Intriguing, isn’t it? Stay tuned as we explore the ins and outs of this exciting side bet, including how to play it and the potential payouts.

How Does 21+3 Work in Blackjack?

In the world of blackjack, 21+3 represents a unique blend of traditional blackjack play and the elements more commonly found in poker. The feature allows a participant to essentially play two games at once. The core gameplay of blackjack remains unchanged but there’s an extra dimension added via the 21+3 side bet.

Upon initiating a round of blackjack, the player places a regular bet and then has the option to make a 21+3 wager. To win the 21+3 bet, the dealer’s up-card and the player’s two cards must form a valid combination. These combinations are borrowed straight from poker and include:

  • Suited triples: all three cards share the same value and suit.
  • Straight flush: all three cards follow a sequence and share the same suit.
  • Three of a kind: all three cards share the same value but not the same suit.
  • Straight: all three cards form a sequence but do not share the same suit.
  • Flush: all three cards share the same suit but not the same value.

In case of a successful combination, the payouts vary according to the rarity of the combinations. Suited triples being the rarest are paid 100:1. Straight flush, on the other hand, is paid 40:1. Three of a kind is rewarded 30:1 while the straight and flush combinations pay 10:1 and 5:1 respectively. It’s important to remember that casinos may have slight variations in their payout rates.

While learning the rules of the 21+3 bet, it’s crucial to bear in mind that it’s an additional bet and does not affect the main blackjack play. You can lose the 21+3 bet but still win the blackjack hand. Being a strategic player, it’s beneficial to weigh the risk against potential return before making a 21+3 wager.

By offering an exciting spin on the classic game, the 21+3 side bet has certainly managed to pique players’ curiosity and make its mark in casinos worldwide. It deftly merges elements of poker and blackjack, introducing an entirely new level of unpredictability and thrill to the game.

Understanding the Combinations in 21+3

The core objective of the 21+3 side bet is to form a three-card combination with the player’s initial two cards and the dealer’s open card. But remember, it’s not sufficient to simply deal three cards; they must create a specific, valid pattern.

A Suited Triple, for example, offers the highest payout. This entails a situation where all three cards are not only identical in rank – like three Queens – but also share the same suit. Such a pull may result in a 100:1 payout, a dream-come-true for any player!

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The second position in the power-ranking is a Straight Flush. Here, three cards of the same suit are arranged in sequence. The numeric order is crucial in reflecting a straight flush. 7, 8, and 9 of Hearts form a Straight Flush, and this particular set could earn the player a 40:1 payout.

Next up is a combination called Three of a Kind, where three cards possess identical rank yet different suits. For instance, a combination like a Queen of Spades, Queen of Hearts, and Queen of Diamonds qualifies as a Three of a Kind and warrants payouts of around 30:1.

A Straight, the succeeding combination, involves three consequent numbers irrespective of their suits. An example would be 4 of Clubs, 5 of Diamonds, and 6 of Hearts. If you’ve pulled a straight, you’re in for a payout at 10:1.

Last but not least is a Flush. It calls for three cards of the same suit but in no particular order. Ace of Hearts, 5 of Hearts and Jack of Hearts is an instance. Should you secure a flush, you’re looking at a payout rate of roughly 5:1.

The 21+3 side bet gains its electric energy from these varied combinations. Each game is an open playing field for players to attempt these patterns and increase their winnings. It’s vital, however, for potential 21+3 enthusiasts to consider the risks and rewards attached to each type of combo – your decision to place a 21+3 wager should be as informed as it is adventurous.

How to Play 21+3 in Blackjack

Understanding how to play the 21+3 side bet in blackjack is a crucial step to adding an extra layer of thrill to your gaming strategy. Similar to the standard blackjack game, 21+3 takes place after the initial bets are made but before the cards are dealt.

When you’ve decided to take part in the 21+3 bet, you’ll make an additional wager in the designated 21+3 betting box. This wager’s size can range depending on the casino’s rules but it should be placed before the initial dealing of the cards.

Once every player at the table has placed their bets, the dealer will distribute two face-up cards to each player and one face-up card for themselves. At this point, the 21+3 side bet comes into play.

If your first two cards and the dealer’s up-card form a combination from the pre-determined list – be it a suited triple, straight flush, three of a kind, straight or flush – your 21+3 bet will win. In terms of payouts, these differ depending on the specific combination formed:

  • Suited Triple – 100:1
  • Straight Flush – 40:1
  • Three of a Kind – 30:1
  • Straight – 10:1
  • Flush – 5:1

Understanding these combinations is a vital part of making informed decisions when placing a 21+3 bet. Always remember that the greater the risk, the higher the potential reward.

Strategies for Playing 21+3

When playing blackjack, the 21+3 side bet comes with its unique strategies that seasoned players use to increase their chances of a payout. In this section, strategies to help a player navigate the complexities of the 21+3 side bet are discussed.

Firstly, knowing the game inside out is an essential skill. Understanding the nature of the three-card combinations allows a player to assess the potential risks and rewards of the side bet. The odds for hitting a special combination are usually low, but the payout, particularly for combinations like the suited triple, can be substantial. Hence, a player must clearly understand the possibility of huge wins and losses.

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Secondly, understanding that casinos have a built-in advantage in every game they offer is a good rule of thumb. The casino edge on the 21+3 side bet typically sits at around 3.24%, which isn’t the highest, but also isn’t the lowest. Being aware of the house edge allows players to calculate their potential wins or losses over time.

Thirdly, money management is an integral part of a good blackjack strategy. Players should always set limits before starting to play and stick to them. Key points about money management are:

  • Avoid betting more than necessary especially when on a losing streak.
  • Maintain a steady wager size.
  • Never bet more than you’re willing to lose.

When it comes to employing these strategies, experience is king. Spending time at the blackjack table, observing how the game unfolds, and practicing your skills will go a long way towards becoming proficient in the art of the 21+3 side bet. As blackjack is a game of skill, and the 21+3 bet adds an element of chance, familiarizing yourself with different scenarios and outcomes is worthwhile. Always remember that while strategies provide guidance and leverage, they don’t guarantee wins. Be patient, take your time, and enjoy the fascinating and complex game of 21+3 Blackjack.

Potential Payouts in 21+3

The excitement of blackjack often lies in the potential for high payouts, and 21+3 side bet harnesses this thrill perfectly. When diving into the world of 21+3 bets, a player’s understanding of potential payouts could make all the difference.

With 21+3, the payouts vary depending on the specific combination of cards tapped. On the high end of the scale, landing a Suited Triple offers a lucrative payout – most often set at 100:1. This means that if a player has wagered $10, they’d walk away with a cool $1,000, should lady luck show favor.

Next on the payout list is a Straight Flush, a combination of three numbers in sequence from the same suit like the 5, 6, and 7 of Clubs, which yields a 40:1 return. This isn’t such a bad return for the ambitious gambler.

For those hit with a Three of a Kind, where all three cards share the same value but not necessarily the same suit, such as three 7’s, the payout would sit at 30:1. It’s still a handsome reward for such a delightful stroke of luck.

A Straight, three numbers in sequence like 4, 5, and 6 but not necessarily of the same suit, wins the bettor a 10:1 payout. Last on the list is a Flush, different numbers sharing the same suit, e.g., 3, 7, and 10, all of hearts. That pays 5:1.

The objective of knowing these payouts is not just about understanding how much one can win. In fact, it’s about strategizing and shaping one’s betting decisions. The bigger the payout, the rarer the combination – a fact that should shape a player’s 21+3 betting approach.

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As players venture into the 21+3 side bet, they must understand that while the potential payouts are high, so too are the risks. This thrilling subset of traditional blackjack creates a new layer of intrigue and opportunity, but mastering it takes time. Patience and determination go a long way in this game.


Mastering the 21+3 side bet in blackjack isn’t just about knowing the rules—it’s about understanding the risks and rewards. The allure of high payouts can be tempting, but it’s crucial to remember that these come with high risks. It’s not just a game of chance; it’s a game of strategy, patience, and experience.

Practicing good money management, understanding the casino’s edge, and familiarizing oneself with different scenarios can increase one’s chances of success. However, they’re not foolproof methods to guarantee wins. It’s essential to remember that while strategies provide guidance, they don’t guarantee victories.

The 21+3 side bet adds an exciting twist to traditional blackjack, offering players the opportunity to significantly increase their winnings. However, it’s not for everyone. It’s a gamble within a gamble, adding another layer of complexity to the game. It’s a thrilling option for those willing to take the risk, but it requires a deep understanding of the game and a willingness to potentially lose more.

So, whether you’re a seasoned player or a beginner, it’s always important to play responsibly, understand your limits, and most importantly, enjoy the game. After all, the true essence of blackjack lies in its blend of skill, strategy, and a little bit of luck.

What is the 21+3 side bet in blackjack?

The 21+3 side bet in blackjack is an additional wager made after the initial bets are placed but before the cards are dealt. It involves making a bet in the designated 21+3 betting box, with the size of the wager determined by the casino’s rules.

How does the 21+3 side bet work?

The dealer distributes two face-up cards to each player and one face-up card for themselves. If the player’s first two cards and the dealer’s up-card form a specific combination, such as a suited triple, straight flush, three of a kind, straight, or flush, the 21+3 bet wins.

What are the payouts for the 21+3 side bet?

The payouts for the 21+3 side bet vary based on the combination formed. They range from 100:1 for a suited triple to 5:1 for a flush.

What are some strategies for playing the 21+3 side bet?

Strategies for playing the 21+3 side bet include knowing the game well, understanding the casino’s edge, and practicing good money management. Experience and familiarizing oneself with different scenarios and outcomes are also important.

Do strategies guarantee wins in the 21+3 side bet?

While strategies provide guidance, they do not guarantee wins in the 21+3 side bet. It is important to be patient, enjoy the game, and understand the risks and rewards associated with the bet.

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